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#1 in the Nation - by Bank Directors Magazine

The First Financial Bank, Hereford opened for business on June 16, 1947 in a small building across from the current Post Office. The men who served on the first Board of Directors were: J.R. Allison, G.W. Brumley, Roger Brumley, J.G. Evans, O.G. Hill, Jr., A.V. Hendricks, President and Dudley Green, Vice President (inactive). William R. Phillips was the first cashier. At the end of the first year, deposits amounted to $1.4 million.

J.R. Allison was elected president and guided the fledging organization until August, 1954. Under Allison's tenure, in June 1950, the first drive-in window was opened on the north side of the building. This may have been one of the first such facilities provided by a bank in the Panhandle. Mr. Allison, who served actively from the opening of the bank in 1947 was elected Director Emeritus in 1986.

When the Hereford State Bank was chartered, many prominent business-men, farmers and ranchers felt Hereford was moving into a period of greater diversification in agriculture, industrial expansion and population growth unparelleled in its history. They felt Hereford could support two active banks and this faith has been justified in the fifty-one years of service by the Hereford State Bank.

Hereford State Bank built a modern 6,000 square foot banking house at the corner of Third and Sampson Streets and opened there for business on December 15, 1956. The present home of the Hereford State Bank is a 17,800 square foot building on the same block as the former building. The new facility was built at a cost of $1.2 million dollars and was occupied in June, 1977. In February 2002, a new drive up facility was installed and is connected to the main bank building. The new state of the art drive through includes six lanes, one being a commercial lane.

In March, 1974, the Hereford State Bank became a wholly owned subsidiary of the First Abilene Bankshares, Inc., a multi-bank holding company, headquartered in Abilene. Current combined assets of First Financial Bankshares Abilene are in excess of $2.1 billion as of December 1, 2004.

Hereford State Bank continues to expand its success by offering the automated telephone lines, an ATM machine located directly across from the bank, and Free Online Banking and Free Online Bill Pay.

The Presidents of Hereford State Bank:

A.V. Hendricks: 5-13-47 - 6-27-49
J.R. Allison: 6-28-49 - 8-15-54
Townsend Douglas: 8-16-54 - 3-10-59
Russell Carver: 3-21-59 - 5-18-67
Harlan Vander Zee: 4-11-67 - 2-23-79
Jeff Carlile: 3-01-79 - 9-30-81
Craig Smith: 10-01-81 - 2002
Mike Mauldin: 2002 - Present

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You're Banking with Family

With 10 community banks in 48 locations throughout Texas, the First Financial Family offers its customers convenient banking options and local, personal attention. We are familiar names and faces ready to offer you more than you would expect from a bank. Because we’re family, our customers can visit any of our banks, any of our locations, and always get the same great service. That means more convenient ways to bank the way you want, like choosing from more than 50 different ATMs.

First Financial customers get more value, too. Our banks offer free Online Banking, free Bill Pay, free Debit Cards, and more with every checking account.

More and more, we're the banks Texans turn to for financial services.

First Financial Bank | Member FDIC. Equal Housing Lender.

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